Asset and Risk Management

Asset and risk management provide comprehensive information for forming an investment strategy and for selection of products. Asset trends and risks are represented here. Cross-product risk evaluation is carried out in accordance with the acknowledged rules of Value At Risk. Thus risks from options and futures trades can be determined together with equity and bond positions, and offset if appropriate. The representation of risks and the examination of risk factors are also intended to serve revenue determination, and offer the adviser specific information in near real time. The system also offers the option of setting up multiple scenarios and carrying out asset allocation. Updated breakdowns by product, industry, country and currency are displayed by the reporting and through the frontend at any time. The value trends of a custody account and of the whole portfolio can be compared using various benchmarks.

These central components of asset advice also form the basis for a comprehensive cross selling business for the bank and its advisers.

Monitoring & Alerts

Continuous evaluation and the use of benchmarking result in professional monitoring. Together with other information sources such as news, technical charts and mood-conditioned signals (sentiments), company data, analyst opinions, a powerful and intelligent early warning system is created, which can rapidly point the client and the adviser responsible to critical developments. This feature is implemented electronically in form of alert functions, which trigger pre-defined processes or automatic messages and take account of the individual asset structure of the client portfolio. The competence increase for the adviser is enormous. Without the alert function it would not be possible for him to apprehend and make sense of the flood of events occurring and their effects on client portfolios.